According to Matt Hougan, the ongoing shift towards stablecoins for payment solutions is challenging the long-held belief that credit cards are 'good enough' for most transactions (source: @Matt_Hougan on Twitter, June 16, 2025). Recent data shows an increase in merchant adoption of stablecoins, with lower transaction fees and faster settlement times cited as major drivers (source: Chainalysis, 2025). For crypto traders, this trend signals rising real-world utility for stablecoins such as USDT and USDC, potentially supporting market demand and liquidity for these tokens. As the payments sector increasingly integrates blockchain-based stablecoins, traders should monitor regulatory developments and merchant adoption rates to gauge long-term market impact.